Visa funds planner
What you need in the bank, and when
Every country tests your money differently, so this is not one sum with the numbers swapped. Pick your destination and it uses that country’s own rule — then separates the money you have to show from the money you have to spend, which are never the same thing.
Your course
What you will actually pay in year one
Almost nobody has this sitting in an account
Not at the start. The students walking onto a campus this September were looking at a figure like this one a year ago, and they did not have it either. They built it — and there are more routes to it than most people know about.
- Education loans from banks and lenders in your home country, and what each will actually lend against
- Which universities reduce the deposit, and which will accept a later payment date
- Scholarships that are genuinely open to your profile, with their real deadlines
- Choosing a different city, or a different one of the five, which can move the requirement by thousands
Ring us and we will go through your real numbers together — your course, your budget, not a brochure. Whatever today’s figure looks like, our job is to find the route to it with you and to stay beside you for the whole of it. We will always be straight with you about what it takes, because being straight is what gets people there. And it costs you nothing to start.
The same subject, in all five, side by side
Pick a subject and a level. For each destination this takes the least expensive course we list in that subject, applies that country’s own funding rule, and converts the result at the rates you set above. It is the comparison students end up building in a spreadsheet.
Ranked by the cost in your own currency, cheapest first. Tuition is the university’s published international rate for one year; the funding requirement is that government’s own, on the rules checked on 14 September 2026. A cheaper number is not automatically the better decision — what happens after the course is in the panel above, and it differs more than the money does.
Where these figures come from. Each country’s requirement, visa fees and post-study routes are taken from that government’s own source — — and were checked on 14 September 2026. They change, sometimes at short notice. Always confirm the current position on the official site before you move any money.
What this tool is not. A planning estimate, not a decision and not financial advice. It does not account for official financial sponsorship, dependants, scholarships already awarded, or courses where the fee is not charged annually. Conversions into your own currency use the rate you enter, which you should set to today’s. Vasco is not a lender, a loan broker or a financial adviser and does not arrange finance. Admission decisions are made solely by the university and visa decisions solely by the relevant government.
Vasco charges students nothing for counselling, applications or visa guidance.